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Xenophobia has risen over the past years as the topic of illegal immigration has come to the forefront of American politics.The nation is divided on what to do about the millions of illegal immigrants currently living on US soil.These mortgages are available for new construction, purchase of an existing home, refinancing, or rehabbing. Find an approved Section 184 lender in your area on M&T Bank's Get Started Mortgage is designed to assist minorities purchase or refinance a home. Census tracts where over half the residents are African-American and/or Hispanic.While we praise our open-mindedness on the ‘big’ issues, could we still be harboring unfair—and perhaps unconscious—prejudices against friends and neighbors?
While society has not completely discarded racism, sexism and homophobia, at least there’s some public awareness of those issues; other forms of discrimination occur every day and are recognized only by the victims.The reality, of course, paints the picture of a culture that is anything but homogenous.Native Americans lived on the land that is now the United States first, millions of Africans were brought to the US by force to be held in slavery, and people have been immigrating to the US from all around the world, not just western Europe, for centuries.The government and certain banks are taking steps to rectify and prevent further discrimination by introducing home loans targeted specifically for minority groups.The Home Ready program allows a down payment of three percent and permits 'income pooling' for all members of a household, which means that working relatives can be used to help qualify for a mortgage.